Maryland tenant screening laws and landlord requirements

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Maryland tenant screening

Tenant screening is the process a landlord uses to evaluate a rental applicant — typically a credit check, a criminal background check, an eviction history check, and income or rental history verification — before offering a lease. In Maryland, this process sits on top of the federal Fair Credit Reporting Act (FCRA), which governs how consumer reports like these may be requested, used, and acted on. Maryland also layers its own statutes on top of that federal floor, primarily in the Real Property Article, covering application fees, security deposits, and eviction procedure, plus a statewide fair-housing law that includes source of income as a protected class. Several Maryland jurisdictions — including Baltimore City and Montgomery County — are treated differently under specific provisions of state law, so landlords should confirm local requirements in addition to the statewide rules below.

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How to screen a tenant in Maryland

  • Check whether you're exempt from Maryland's application-fee statute. The fee-refund rule described below generally does not apply to a landlord offering four or fewer dwelling units on one parcel or at one location, or to seasonal or condominium rentals (Md. Code, Real Property §8-213(c)).
  • Make sure your application discloses the fee rules. Maryland law generally requires a lease application to explain the liabilities the applicant takes on by signing, and to explain the fee-refund provisions summarized below (§8-213(a)).
  • Charge fees carefully — anything over $25 beyond the deposit generally must be refunded unless it was actually spent on a credit check or other application-related expense, and the refund is generally due within 15 days of move-in or of a written decision that no tenancy will occur (§8-213(b)).
  • Get a proper FCRA authorization and order the report. This search did not find a Maryland-specific statute layered on top of FCRA for how the screening report itself must be authorized or requested.
  • Evaluate the report against Maryland's protected classes, including source of income — defined broadly to include wages, government or private rental assistance (including Section 8 vouchers), gifts, pensions, alimony, and child support (Md. Code, State Gov't §20-701(j), §20-705).
  • If you deny the applicant or offer different terms because of the report, send an adverse action notice consistent with federal FCRA §615, and return any unused portion of an application fee under §8-213.

Screening rules to follow in Maryland

Screening fees

Maryland does not flatly cap application fees at $25, but it does require that any fee charged beyond the security deposit that totals more than $25 generally be refunded to the applicant, minus whatever portion the landlord actually spent on a credit check or other application-related expense — with a refund due within 15 days of the move-in date or of either party's written decision that no tenancy will occur (Real Property §8-213). A landlord who fails to make a required refund can generally be liable for twice the fee amount. This rule does not apply to landlords with four or fewer units on one parcel, or to seasonal or condominium rentals.

Criminal history

This search did not find a statewide Maryland statute that specifically restricts how landlords may use criminal history in tenant screening (for example, a lookback-period limit or a general "fair chance" housing law), based on a review of the state fair-housing definitions and prohibited-practices sections (§§20-701, 20-705). Baltimore City has been reported in local news coverage to have considered or adopted its own tenant-protection measures touching on criminal history, but attempts to retrieve the current Baltimore City code text did not return usable content, so that should be independently confirmed before being treated as settled. The federal Fair Housing Act's disparate-impact theory could still be relevant to blanket criminal-history exclusions, as recognized by Texas Dept. of Housing & Community Affairs v. Inclusive Communities Project (2015).

Source of income

Maryland law statewide prohibits refusing to rent, offering different terms, or otherwise discriminating against an applicant because of source of income (State Gov't §20-705). "Source of income" is defined broadly to include wages from a lawful job, government or private rental-assistance programs — expressly including vouchers issued under the U.S. Housing Act of 1937 (commonly known as Section 8) — as well as gifts, inheritances, pensions, alimony, and child support (§20-701(j)).

FCRA and adverse action

Federal FCRA generally governs how a tenant-screening report must be requested, disclosed, and acted on, including the §615 adverse-action notice. This search identified Maryland's Commercial Law Article as containing general consumer-reporting-agency provisions (such as security-freeze rights), but did not confirm a Maryland-specific addition to the FCRA adverse-action notice requirement for tenant screening specifically — this should be confirmed with counsel before assuming FCRA is the complete picture.

Landlord obligations beyond screening

Security deposits

A Maryland security deposit generally may not exceed the equivalent of one month's rent per dwelling unit, regardless of the number of tenants. A landlord may collect up to two months' rent only if the tenant qualifies for state utility assistance, the lease requires the tenant to pay utilities directly to the landlord, and both parties agree in writing (Real Property §8-203(b)). The deposit must generally be returned within 45 days after the tenancy ends, together with simple interest at whichever is greater of the daily one-year U.S. Treasury yield curve rate (published annually by the Maryland Department of Housing and Community Development) or 1.5% per year — interest only accrues if the deposit was held at least six months and totals at least $50 (§8-203(e)). A landlord who withholds any portion must generally provide an itemized list with supporting documentation, and improper withholding can generally expose the landlord to treble damages plus attorney's fees. No provision of this section may be waived in a lease. A tenant may instead be allowed to purchase a surety bond in lieu of some or all of a deposit, capped in combination at two months' rent (§8-203(i)).

Rent and eviction rules

This search did not find a general statewide rent-control law in Maryland (some individual counties and cities have their own — see below). For a periodic tenancy such as month-to-month, a landlord must generally give at least 60 days' written notice to end the tenancy; year-to-year tenancies generally require 90 days (180 days for most farm tenancies), and week-to-week tenancies generally require 7 days with a written lease or 21 days without one (Real Property §8-402(c)). Maryland also protects tenants against retaliatory eviction, rent increases, or non-renewal tied to good-faith complaints, lawsuits, tenants'-organization participation, or calling emergency services (§8-208.1). For eviction based on nonpayment of rent, a landlord must generally give the tenant written notice of intent to file and a 10-day period to cure before going to court, and the tenant generally retains a right to stop the eviction by paying everything owed before the eviction is actually carried out — unless the tenant has already had three possession judgments for nonpayment in the prior 12 months (§8-401).

Rules that vary by city

Baltimore City, Montgomery County, and Prince George's County are among Maryland's largest jurisdictions, and state law itself signals that at least two of them are treated differently: §8-402(c)(4) expressly carves Baltimore City and Montgomery County out of a statewide foreclosure-related notice exception, which indicates these jurisdictions may have their own additional landlord-tenant requirements layered on top of the state baseline. Montgomery County has been widely reported to have adopted a countywide rent-stabilization measure in recent years, and Baltimore City and Prince George's County have each been reported to have their own rental-licensing and tenant-protection rules. Specific local caps, exemptions, and effective dates for these jurisdictions should be confirmed directly against each jurisdiction's current code.

Maryland's entire land area is organized into counties (Baltimore City is legally independent of any county), and Maryland does not use a separate "township" layer of local government the way some other states do. So for a property outside an incorporated municipality, the applicable local layer is generally the surrounding county's own code, not a township.

Frequently asked questions

Does Maryland cap security deposits? Generally yes — one month's rent per dwelling unit, with a limited exception up to two months' rent for a tenant who qualifies for state utility assistance and agrees in writing to pay utilities directly to the landlord.

Is source of income a protected class in Maryland? Yes, statewide. Maryland's fair-housing law defines source of income broadly to include wages, government and private rental-assistance programs (including Section 8 vouchers), gifts, pensions, alimony, and child support.

Can a Maryland landlord charge any application fee they want? Not exactly — a fee beyond the security deposit that totals more than $25 must generally be refunded unless it was actually spent on a credit check or similar application cost, and the rule doesn't apply to landlords with four or fewer units on one parcel or to seasonal/condo rentals.

How much notice does a Maryland landlord need to end a month-to-month tenancy? Generally at least 60 days' written notice, subject to different timelines for year-to-year or week-to-week tenancies and to lease-violation or nonpayment procedures.

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Disclaimer

The resources and information provided here are for educational and informational purposes only and do not constitute legal advice. Always consult your own counsel for up-to-date legal advice and guidance related to your practices, needs, and compliance with applicable laws.